Mortgage pre-approval

Getting pre-approved for a mortgage is, in my opinion, one of the most important steps in the entire real estate process. Before you start browsing listings or reaching out to a realtor, you should know exactly how much you can realistically afford.

And I don’t just mean how much mortgage you qualify for — that part’s easy. What really matters is understanding the full picture: the monthly costs that come with owning a home. That includes home insurance, property taxes, utilities, maintenance, and more. Don’t forget about closing costs either — they’re additional to your down payment and often overlooked by first-time buyers.

That’s why I always recommend speaking with a dedicated mortgage professional before diving in. I can help you approach home ownership with clarity and confidence — without compromising your financial well-being.

From our very first conversation, I’ll walk you through the documentation needed to start your application and help build a financial strategy that works for you. I’ll also explain what to expect at every stage — from finding your home, to receiving your mortgage commitment, to fulfilling conditions and closing with your lawyer. And if there’s anything else you’re unsure about, all you have to do is ask.

A home should be an investment in your future — whether it’s your first, second, or tenth. You shouldn’t have to work for your home. Let’s make your home work for you. Mortgages can seem intimidating at first, but the financial power they unlock can be life-changing.

Reach out today for a free consultation — just a few minutes could change the rest of your life.