Mortgages for those with bruised credit, bankruptcies & consumer proposals

A phrase that’s always stuck with me is: “The world isn’t all sunshine and rainbows.” I can honestly say I’ve had my share of both good times and bad. There have been moments in my life that were within my control — and others that weren’t. And I know I’m not alone in that.

Sometimes, the tough moments hit hard. One bad event leads to another, and before you know it, everything starts to spiral. Maybe you’re lucky enough to get back on your feet quickly. Maybe the right help comes at just the right time. But what happens when it doesn’t? When the bills pile up, your credit drops, and the collection notices won’t stop? That’s when a lot of people turn to the same banks they once trusted — only to be told there’s nothing they can do.

Many folks feel forced to reach out to debt consolidation or insolvency companies because they think they’ve run out of options. But here’s the truth: a simple, honest conversation with me might reveal a different path. If you already own a home and things are starting to slip, the sooner you talk to me, the better chance we have of turning things around.

Even if you’ve declared bankruptcy — once, twice, or more — or are in a current or recently discharged consumer proposal, you still have options.

Whether you’re trying to get into the market but feel haunted by your credit past, or you're wondering if your current home can help lift you up, I’m here to help.

I’ll help tell your story the right way — with the respect and perspective it deserves — to give you the best shot at securing financing. No matter how dire things feel, there’s always a way forward. Let’s find it together. Book your appointment today.